Home Loan Intelligence Calculator

🏠 Home Loan Calculator

EMI • Stress Test • Prepayment • Affordability • Proithub Intelligence

Loan Amount (₹) Interest Rate (% p.a.) Tenure (Years) Stress test (rate hike)

EMI shown at current interest rate. Monthly Income (₹) Income tax slab

💸 Prepayment

EMI

₹0 Safe

Total Interest ₹0

Total Payment ₹0

Principal vs Interest

Principal Interest

🎯 Goal-based planner

Finish loan earlier by

Target EMI: ₹0 Extra EMI vs now: ₹0 Interest saved vs plan: ₹0

💰 Tax benefit snapshot (Year 1)

80C principal eligible: ₹0 24(b) interest eligible: ₹0 Approx tax saved: ₹0

🛡️ Emergency cushion planner

EMI buffer for job loss / emergencies Existing emergency fund (₹) Monthly saving towards cushion (₹)

Recommended fund: ₹0 Gap to build: ₹0 Time to reach: 0 months

Period	Opening	EMI	Principal	Interest	Closing